Enterprise micro-credit loans

Enterprise micro-credit loans

1) determination of the line of credit. From cash inflow to determine: maximum amount of balance is not greater than the annual payment to 20%. Second, from the mortgaged real estate values to determine: the highest balance is not greater than has been all 30%-40% of the value of the mortgaged real estate. Three are from the company's own capital position to determine: the highest balance is less than the owner's equity of a debt.

(2) determine the credit terms of. Credit cannot be used for medium-and long-term loans, limited short-term supplement to corporate liquidity, generally in less than 6 months. New credit customers, in principle, does not issue credit.

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